
How Much Does Injury Management Cost an Organization?
For most businesses, the direct costs are easy to measure. Employee’s wages and workers’ compensation experience rating assessments are clear and easily calculated.
Workers’ compensation charges an organization a set rate reflecting its industry’s history of work-related claims plus its own claim cost history. The direct costs associated with an employee’s injury at work may include:

Wage Loss
Pensions or Annuities
Insurance Administration Fees
Health Care & Medical Costs
Rehabilitation Costs
Indirect and Hidden Costs
The loss of quality and quantity in work productivity when a knowledgeable worker is off work with an injury or illness
Management time and loss of supervisor and/or manager productivity due to managing the absent employee
Costs incurred when training an existing or new worker to perform the injured worker’s job
Overtime costs due to the work team working with a lower complement of workers
Overtime costs or unplanned wages for replacement workers
Increased demands on both supervisors and co-workers
Possible increased time for Human Resources to meet the administrative requirements of an injury claim
Pain and suffering of the injured worker
Social costs for the injured worker – loss of identity (associated with their job title) and strained occupational bond (temporary loss of identity as a worker of that organization)
3 Steps: Risk Management

Resources
AgSafe provides a variety of resources to help implement Return to Work programs.
Our Regional Safety Consultants, and Advisors are available to help our members build an effective, workplace specific Return to Work program.
Resources
Documents, links, and other available resources to assist with "Return to Work" programs.
FAQs
Frequently asked questions related to "Return to Work" programs, and how to build one for your company.